Special Needs Planning

SPECIAL NEEDS PLANNING

PROTECTING THOSE WITH SPECIAL NEEDS SHOULD BE THE RULE, NOT THE EXCEPTION.

Protecting heirs who are young or disabled is one of the foundations of our planning philosophy. Even our least expensive will-based plans include just-in-case trusts to protect heirs who are young or disabled. Families who are not affected at the time of planning may benefit later because situations can and do change over time. If we had our way, all estate plans would include contingent trusts for heirs who are young or disabled. But this kind of planning is never included in the simple wills that are so widely available.

FAMILIES WITH SPECIAL NEEDS DESERVE SPECIAL PLANNING.

When a family knows that they are planning for a child or adult with a disability, it is even more important to consider the effect of an inheritance. Without proper planning, even a small inheritance can cause a loss of benefits on which they have come to rely. In these cases, there are options that will allow multiple family members to make gifts without disrupting needed benefits. Our team is knowledgeable in special needs planning and can help you develop a plan that will help maintain needed support for a family member with a disability.