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Banks founded the firm in 1995, two years after graduating from law school at the University of Alabama. He is also a graduate of UMS-Wright and Washington & Lee University. Banks has the highest peer review rating (AV) for professional excellence from the legal directory Martindale-Hubbell. He is licensed to practice law in Alabama and Mississippi.
A sixth-generation Mobilian, Banks is anything but stuck in the past. He became fascinated with the impact of the digital age on estate planning. Convinced that online providers were doing more harm than good, he set out to find the best method for offering high-quality estate planning to ordinary families in Mobile and Baldwin counties. In the process, he discovered the unmet need for related elder law services.
Outside the office, Banks is an avid cyclist, rising at 4 am several days a week for early morning bike rides. Banks and Mary Carol have two daughters, Sadie and Virginia, who attend UMS-Wright.
What Banks enjoys most about estate planning and elder law is the opportunity to create harmony among families. Bringing people together is one of his greatest strengths.
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Mary Carol Ladd
Mary Carol graduated from Mississippi College in Clinton, Mississippi in 1992. She attended Vanderbilt Law School, where she was on the law review, then its editorial board, graduating in the top 10% of her class.
Soon after law school, a twist of fate led her to Mobile, Alabama. She came here to serve as a law clerk for a federal judge. The detour was well worth it. While in Mobile, she met her future husband, Banks.
Before joining The Ladd Firm, Mary Carol spent ten years working on litigation and appeals for larger law firms in Birmingham and Mobile. Today she practices estate planning and elder law, drafting will-based and trust-based plans for families. She often counsels families with an elderly family member in need of long term care, either immediately or in the foreseeable future. Her elderly clients often remind her of her grandparents and their friends who made summer visits to Columbia so enjoyable.
Banks and Mary Carol have two teenage daughters. Several years ago, one of them announced that she had been assigned to read To Kill a Mockingbird. Mary Carol and her daughters were surprised and delighted when Banks produced a first-edition copy that his mother had purchased when the novel was released. Working for big law firms was exciting at times, but it did not fulfill her original reason for becoming a lawyer. Estate planning and elder law offer that opportunity daily.
Holden G. Cammack
Civil Litigation • Wills, Trusts & Estates • Probate Matters
Holden G. Cammack is an attorney with The Ladd Firm, where his practice focuses on civil litigation, wills, trusts, and estates, with a particular emphasis on probate matters. Holden joined the firm in 2025 and brings with him a diverse professional background and a deep commitment to client advocacy.
A fifth-generation Texan, Holden was born and raised in Colleyville, Texas, and graduated from Grapevine Senior High School. He earned a baseball scholarship to attend Blinn College in Brenham, Texas, where he excelled both athletically and academically. At Blinn, Holden was selected to the Texas–New Mexico Junior College All-Star Team, named an Academic All-American by the Region 14 NJCAA Conference, achieved Academic Honor Roll recognition every semester, and was inducted into Sigma Kappa Delta and Phi Theta Kappa National Honor Societies.
Holden continued his collegiate baseball career at Coastal Carolina University and later at Oral Roberts University, where he played as a catcher and pitcher. He graduated Cum Laude from Oral Roberts in 2016 with a Bachelor of Business Administration and a minor in Humanities. That same year, he was selected by the Chicago Cubs in the 16th Round (Pick 494) of the Major League Baseball Draft as a right-handed pitcher.
After completing his professional baseball career, Holden attended Southern Methodist University Dedman School of Law in Dallas, Texas, as a Dean’s Recipient Scholar. During law school, he clerked under respected Dallas–Fort Worth sports and entertainment attorney Christian Dennie, gaining valuable experience in complex legal and contractual matters.
Following law school, Holden began his legal career as a Deputy District Attorney for the 15th Judicial Circuit in Montgomery, Alabama, where he prosecuted a wide range of criminal cases under District Attorney Daryl Bailey. From 2023 to 2025, he practiced with Funderburk Law Group, where his work encompassed criminal defense, domestic law, probate, and civil litigation.
Holden is licensed to practice law in both Alabama and Texas.
When he’s not practicing law, Holden enjoys spending time with his wife, Kendra, and their two children in Fairhope, Alabama, where they reside.
The LADD Firm
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